Your Wealth Management Team

We are a forward-thinking accounting, wealth management and investment advisory firm providing tailored guidance and exceptional experience to a select group of individuals, families, and businesses in the Bay Area and around the country.

Our mission is to leverage our vast experience, deep expertise, and passion for service as we help our clients define and pursue their financial goals and aspirations.

Members of the Team

Tom Neff

Investment Advisor Representative

Tom Neff, CPA, MBA, is an Investment Advisor Representative with RINA Wealth Management Services, LLC. Tom has more than 30 years of experience working with high net worth individuals, multi-generational families, CEOs, executives, entrepreneurs, and their closely-held businesses. He provides tax and financial planning, investment advisory, international tax, estate planning, insurance, and risk management services to his clients.

Tom’s experience encompasses a wide range of industries, including professional services, contractors, real estate developers, manufacturers and distributors, and franchisors.


  • University of Dayton, Ohio, Bachelor of Science Degree in Accounting, 1986
  • Golden Gate University, MBA in Taxation, 2004
  • CPA License, 1998

Professional/Civic Organizations:

  • California Society of Certified Public Accountants
  • American Institute of Certified Public Accountants
  • MGI NA International Tax Committee, Chair
  • CalCPA Education Foundation International Tax Conference, Speaker & Member
  • San Francisco Bay Area ProVisors, Member
  • Northern California District Export Council, Appointee January 2018
  • Vistage International, Group Member
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Brenda Colburn Jemmott

Chief Compliance Officer / Investment Advisor Representative

​​​​​​Brenda Jemmott, CPA is an Investment Advisor Representative and the Chief Compliance Officer of RINA Wealth Management Services, LLC. Brenda joined RINA in 2006 and is the head of our Oakland office. Brenda has provided tax consultation and compliance services to businesses and high-net worth individuals for over 19 years. From 2003 — 2006, she worked as a revenue agent for the IRS in their Large to Mid-Size Business division. While at the IRS, she audited large corporations from the government perspective. She gained experience with complex corporate transactions and in international taxation.

Brenda specializes in the area of international tax compliance and consultation, real estate taxation and tax planning for corporate ownership changes. She is the co-chair of RINA’s international tax group and is the head of the tax controversy group. She is skilled at complex corporate tax transactions, planning and analyses. With clients reaching out to global markets, Brenda provides advice on the U.S. tax consequences of foreign transactions, both inbound and outbound. In the tax controversy area, she knows the procedures of the IRS and can successfully represent tax payers in tax agency examinations. Brenda provides presentations on commercial real estate tax incentives as well as income tax and legislative updates.


  • SUNY Plattsburgh, Bachelor’s Degree, Accounting, 1995
  • Golden Gate University, Master’s Degree, Taxation, 2003

Jamshed B. Gandi

CPA (Retired), CFP®, MS (TAX)
Investment Advisor Representative

Jamshed B. Gandi is an Investment Advisor Representative with RINA Wealth Management Services LLC. Jamshed has more than 30 years of experience providing tax, financial and estate planning, international tax, wealth preservation, and valuation services. His clientele is comprised of closely-held entities and their owners in real estate syndications, including hotels and resorts, construction, technology, retail, and manufacturing.


  • University of Karachi, Pakistan, Bachelor of Commerce, 1971
  • Certified Public Accountant- State of California, 1982 (Retired 2021)
  • Golden Gate University, San Francisco, Masters of Taxation, 1985
  • Certified Financial Planner, 2004

Professional/Civic Organizations:

  • American Institute of Certified Public Accountants
  • California Society of Certified Public Accountants, Past Board Member
  • Certified Financial Planners Association, Member – East Bay Chapter
  • San Francisco Chapter of the California Society of Certified Public Accountants, Past President
  • Estate Planning Council of Diablo Valley, Vice President
  • Golden Gate University Tax Alumni Board, Past President
  • South Asia Professional Club of San Francisco, Past President and Founding Member
  • Ohloff Recovery Programs, Past Board Member and Treasurer
  • Caring Hands, Volunteer and Board of Directors, Vice President
  • Mount Diablo Astronomical Society, Past Treasurer
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Violet Hungerford

Administrative Assistant

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Laila Savelis

Client Service Associate