Retirement Income Planning
Retirement planning involves evaluating your current financial situation and creating an accumulation strategy that will help to ensure a desired lifestyle in retirement. A thoughtful and successful plan put into place during your wealth-building years needs to address ways to maximize growth and tax-efficient distributions, as well as how to leave retirement assets to your family members in the future.
Saving for a comfortable retirement, however, is extremely challenging. Life expectancy is rising, while yields on savings accounts, CDs and bonds are at historically low levels. Therefore, implementing a well-structured, thoughtful retirement strategy is more critical than ever.
LIFE EXPECTANCY AT BIRTH

HISTORICAL CD INTEREST RATE (1984-2016)

Whether you’re in the early stages of the wealth accumulation phase or nearing retirement and need help planning an income strategy, we can help you map out a plan to ensure you have enough assets to enjoy a comfortable retirement.
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RINA Wealth Management Services is here to answer your questions and help you make the right financial decisions. Whether you are an individual, an educator, or an institution, RWMS has a complete solution for you.